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Category: Car Insurance

HOW TO CLAIM A CAR INSURANCE?

HOW TO CLAIM A CAR INSURANCE?

As we know, the insurance whether it is health insurance or car insurance is something important that we should have. You will need an insurance to guarantee if at any time we suffer an unexpected event that resulting in a loss. The majority of society is indeed still considering the insurance, including a car insurance, is not too necessary. They will have to pay insurance and premiums issued every month, but never know when they could take the profits. You should remember that a car insurance is not the same as saving your money at the bank. You could take your money anytime from the bank, but it doesn’t work for the insurance company.

Choose The Understandable Insurance Company

For all the insurance especially the car insurance, make sure to get the insurance that not complicate you. Both in terms of the process and the mortgage insurance. Select the insurance that is easy to understand, how to calculate it and how to claim it. Don’t forget that you need a car insurance to protect your car. It is not like simply buying the luxurious goods.

Report The Insurance

Whenever you meet the bad situation either it is a traffic accident or a car theft, you need to report to the police as soon as possible. Attach some supporting evidence that your car is indeed facing a problem. Then report to the insurance company later. You need to bring policy files of your car insurance and your personal data. As well as the document from the police.

Prepare A Demands Compensation Statement

If you as the policyholder happen to be the one resulting in the damage, for example, bumping another car. You will need to prepare a demand compensation statement. This statement is the document make the assurance that the policyholders that resulting in damage to the vehicle to the third parties. This will give additional protection to the policyholder because the owner will not be doing the payment of compensation to the third party.

Repair The Car

It is good to also include a photo of your vehicle that is damaged, it could be a proof that shows the vehicle or the car accident is true. Submit it to the insurance and workshop partners. After the claim is approved, the vehicle that is damaged will be taken to a repair shop or a partner who has become a partner of insurance companies. In General, insurance companies do not allow the insured to choose his own repair shop because the insurer already prepares it unless there is an agreement in the beginning.